Terms of Use
The opportunity to use this website/blog is based upon your acceptance of these Terms of Use, our Privacy Policy and Disclaimer as well as other notices that are posted on this website from time to time. By using this website and any of the content posted on it you are acknowledging your acceptance of Credit Crunch Helpdesk’s Terms of Use, Privacy Policy, Disclaimer and other notices posted on the website.
Failure to agree to all the foregoing being binding results in permission to use the site being withdrawn. Credit Crunch Helpdesk reserves the right to, at its sole discretion, alter, add or remove any of the terms and conditions of this Terms of Use without notifying or having any liability to you. All such alterations will be effective immediately upon being posted to the website.
The contents of this website are for informational purposes (as set down in the Disclaimer) only and are offered purely for your own personal and non-commercial use. All writings within these pages and posts are (unless otherwise acknowledged) original and copyrighted. The contents of this website are not intended as specific advice of a commercial, investment, financial, tax, accounting or legal nature. If acting upon an item of discussion you agree to always seek approprate financial advice from a qualified finance professional.
You have permission to link to and refer to this website freely provided Credit Crunch Helpdesk is made aware of your actions.
Users of this website may not sue Credit Crunch Helpdesk or its publishers for misinformation that may be contained in the site. The contents of the site include personal thoughts on personally tested areas and represent the use of freedom of speech in expressing those opinions.
All files and information uploaded to the site have been tested as being virus and malware free. Should you choose to download any materials or link to other sites discussed in Credit Crunch Helpdesk’s pages, you do so at your own risk. Whilst all due care and attention is paid to our own pages and these are offered to you with utmost integrity, we cannot vouch for other website publishers and offer the links to those sites “as is” without any kind of warranty stated or implied as to its fitness for purpose, merchantability, or non-infringement of third part rights. These links are offered in good faith but without accepting personal responsibility should a linked to site cause disruption to your computer service.
We reserve the right at all times to change, discontiune or disable accesses (either temporarily or permanently) any part of this website and the information included in it without any prior notice or liability. This will only be done to protect the safety and security of the site and the information included in it.
By using this website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall Credit Crunch Helpdesk, nor its publishers nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website.
Privacy Policy
The Privacy Policy of Credit Crunch Helpdesk is available to view on a seperate page.
Confidentiality & Transmissions over the Internet
The process of transmitting data or information over the Internet (including communications by email) and other publicaly accessible networks is not a secure one. By using these services it is always possible for communications to be intercepted, lost or altered in transit. As a result, Credit Crunch Helpdesk and its publishers do not accepts any liability for any loss, damage, costs or inconvenience that you may incur due to transmissions over the Internet or othe publicly accessible networks such as transmissions involving the exchange of email with us (including any personal information included in such emails)
User Conduct and Obligations
By using this website you agree to follow all relevant laws and regulations and, in addition, agree that you will never transmit junk mail, chain letters nor any other form of unsolicited bulk email or duplicated messages to any email address listed on this site. Any breach of this term will result in your actions being reported to the appropriate authorities.
When posting comments, uploading information or otherwise transmitting any content through our website you agree that you have granted to us and any successors and assigns, a non-exclusive, world wide, royalty free, perpetual and non-revocable licence to make use of and distribute that content in any way that we desire.
User Indemnification
By using this website and its contents you agree to indemnify and hold ourselves, our friends, spouses, children and agents harmless from any loss, expense (including legal fees), claim, liability, damage or demand that has been asserted by any third party that relates to how you have used the website or breached any of these terms of use. Credit Crunch Helpdesk and its publishers reserve the right to assume exclusive defense and control of any matter that is subject to indemnification by you. This will not excuse in any way your own personal indemnity obligations. Put simply, find someone else to sue.
Third parties and Links to other sites
Whilst using this website you will find links that allow you to visit the sites of other companies. Neither these sites nor the companies that they belong to are controlled by Credit Crunch Helpdesk nor its publishers unless clearly stated on the About Us page of the site.
Credit Crunch Helpdesk makes no assertions concerning the information on these sites nor about the acceptability of the products or services referred to on these sites. Unless explicitly stated, Credit Crunch Helpdesk has not personally tested these products and can therefore make no assertions about their performance, quality and suitability. The responsibility rests with you to research and decide upon whether or not to buy these products. The contract for that purchase is then with the owners of the site where the purchase is made and made under the terms and conditions of that site. No liability for faulty or substandard products or information on a linked to site rests with Credit Crunch Helpdesk or its publishers.
General Provisions
Should any of the above terms and conditions or related documents (privacy policy & disclaimer) be held as invalid or unenforceable in any respect by any court that has competent jurisdiction, that provision will be enforced to the maximum extent permitted by the law and all remaining provisions in the Terms of Use will continue in full force and effect.
Should a provision of these Terms of Use be waived at any time, it will not be deemed as a further or continuing waiver of that or any other provision or these Terms of Use.
These Terms or Use shall be governed by and contrued in accordance with the laws of the United Kingdom. The parties consent to the exclusive jurisdiction at a place to be determined by Credit Crunch Helpdesk at the last minute.
